Eligibility Criteria

We can offer you two different levels of Breakdown Cover for private cars, one which will cover you within the UK and another which will cover you both in the UK and driving abroad within the EU. Full details about each product are available on the next page.

Before we take your details it is important that you read our Terms of Business Agreement and Privacy Policy, as by purchasing a breakdown policy through Lancaster Insurance you are agreeing to our terms.

Furthermore, to ensure you and your vehicle are eligible for a Lancaster Insurance breakdown policy, please confirm that

You and all drivers:

  • Permanently reside in the UK
  • Are aged 17 or over and hold a valid UK/EU driving licence
  • Do not require immediate breakdown cover, as cover will commence 24 hours after purchase
  • Do not intend to use the vehicle outside the UK for more than 90 days a year
  • Are insured to drive the vehicle

The vehicle:

  • Is registered in the UK
  • Is less than 3500kg gross vehicle weight
  • Is less than 5.1 meters (16.7 feet) in length
  • Is less than 1.95 meters (6.25 feet) in height
  • Is kept in a roadworthy condition with a current MOT certificate and valid tax (where required)
  • Will not be used in connection with the motor trade